Sarita Free

Mortgage Agent Level 2 M20000188

Hi, I’m Sarita Free, and I’m a Level 2 Mortgage Agent dedicated to serving the amazing communities of Norfolk County and surrounding areas, including Simcoe, Delhi, Waterford, Port Dover, and Brantford.

My Mission: The mortgage process should be exciting, not scary. I take pride in educating every one of my clients. When you understand the steps, from pre-approval to signing, you are able to make comfortable, calculated decisions. This client-centric approach ensures the joy of buying your dream home always stays the main focus.

Why Choose Me? Unlike a single bank, I have the ability to shop across over 50 lenders to secure the most competitive rates and tailored mortgage products for your specific needs. I specialize in:

  • First-Time Home Buyers (a favourite)

  • Mortgage Refinancing

  • Renewals and Switches

  • Investment Properties

  • Renovation Financing

  • Self-Employed Mortgages

  • Debt Consolidation

Community-Focused, Professionally Driven

While I’m originally from the GTA, I’m a proud McMaster University Alum who has been honored to call Norfolk County home for over fifteen years. I love Norfolk and am deeply invested in making it a great place to live and raise a family.

My commitment to this community extends beyond mortgages:

  • Director on the Haldimand Norfolk Home Builders Association

  • Board Member of the Norfolk Hospital Foundation

When I’m not securing great rates, you can find me enjoying our local trails, beaches, and hidden gems with my kids. My understanding of the local market and community means I’m uniquely positioned to help you plant roots here too.

Ready to start? A simple, free, no-obligation review of your financial situation is the best way to begin. Let’s work together to achieve your personal and financial goals—because the right mortgage can truly build your wealth and save you thousands. 

Sarita was amazing to work with! As a first-time buyer, I had a lot of questions, but she explained everything so clearly and helped me feel confident in every decision. She went above and beyond to get me a great rate and made the whole process stress-free. I’m so thankful for her help and would recommend her to everyone!

Laura Mahoney

Sarita was such a pleasure to work with. She is very prompt in responding and answered all questions that came her way. I am a first time homebuyer and this whole process was a dream and I am so great full for all the help provided. ❤️

Amanda Polos

Couldn’t recommend Sarita enough! She made the financing process simple and provided very helpful information every step of the way.

Max Ongaro

Sarita Free was an amazing help to us in obtaining a mortgage! She got us a great rate! We also were able to get extra funds to complete some things in the new home we purchased. She made things very easy and simple with no stress. We’ve already referred her twice , She comes highly recommended So if you need a good broker she is it !! Thank you Sarita for all your help!

Deborah Powell

Very helpful, informative, and great personality. Very happy with the outcome.

Floyd Roadhouse

Sarita was awesome she answered all my questions. She helped me get my mortage. I would recommend her to all my friends and family. thank you for all your help

Anna Wilson

Sarita was awesome to work with. Helped us find the best deal. A true professional

Jonathan Wilson

Sarita has done a wonderful job of obtaining a mortgage for me! She is very professional, knowledgeable, and an excellent communicator :).

Susan Drayson

Sarita was wonderful to work with! Start to finish she was professional and efficient!

Jacqueline Powell

My wife and I finally got lucky enough to be able to buy our first home, and Sarita took a new, scary, and overwhelming endeavor and made it so very easy for us! Sarita was kind, insightful, answered all our questions, and really made us feel both heard and taken care of. And now we are homeowners! I couldn't imagine recommending or choosing anyone else!

Tea-Lynn VanDyk

Very knowledgable and explains things in ways that are easy to understand. Listens to your needs and finds you what works best for you. Highly recommend!

Deedra & Garrett Howden

Sarita was very helpful with the whole mortgage process. She was quick to get our preapproval processed and she provided us with different mortgage options advising us what the best deal would be. We would highly recommend Sarita to help you with any of your mortgage needs.

Andrea Ongena

Sarita was prompt, courteous and professional, ensuring we found the best mortgage options that fit our needs and budget. Communication was always easy and we felt truly supported throughout the entire process. If you’re looking for a reliable, trustworthy mortgage agent who genuinely cares about their clients, look no further than Sarita!

Jannen Belbeck

Sarita is extremely professional, punctual, and looking to help you get what you want. Despite my hectic work schedule, she worked with me to secure me a fantastic rate that was better than anything I could find on my own, and with infinitely less hassle. Will definitely use her services again when my renewal comes up. 10/10!

Damian Dickinson

Sarita was amazing through the whole mortgage process. This was my first time buying a house alone, and she was an amazing guide through the process and always supportive and helpful when I had questions. I think she was as excited as I was when I found the home I love. I could not recommend Sarita more to anyone. 6 Stars seems more accurate.

Melinda Harris

Sarita made our mortgage renewal process incredibly smooth and stress-free. She secured us a great rate. Sarita was professional, responsive, and truly had our best interests at heart. We couldn’t be happier with the service she provided. Highly recommend her to anyone looking for a top-notch mortgage agent!

Shane Kelly

Sarita was an absolute pleasure to work with during the process of my wife and I buying our first home. She was very open to our questions and was available at all times to lend a helping hand. She explained this overwhelming process to us in a simple and effective manner and her genuine warmth and kindness made this process even less stressful because it felt like we were coming to a friend for help, not talking to a scary banker. Sarita took care of business in a timely manner and we appreciated her efforts!

Braydon Smith

Sarita went the extra mile for us even when timing was an issue. She was awesome!

Kelly B

Sarita was simply great to work with! She is kind and knowledgeable, and made us feel comfortable with the whole process. Sarita definitely went above and beyond for myself and my family. When purchasing our home, she made sure it all came together smoothly under a tight timeline. I would highly recommend Sarita to anyone looking for a mortgage agent.

Darcie Smith

Couldn't recommend Sarita more! We couldn't have bought our first home without her help and vast knowledge to make it happen. She's so sweet to work with and it was an honour having her as our mortgage agent.

Mackenzie Reimer

Highly recommend anyone who is looking into buying a house to reach out to Sarita! She was very friendly, easy to work with, and responds quickly (including evenings/weekends). Made the process for buying our first home much easier than we expected. We also ran into a snag with the lender shortly before closing and she made sure that was resolved with minimal delay.

Taylor

We had an outstanding experience working with Sarita! From start to finish, she demonstrated exceptional professionalism, kindness, and efficiency. She made the entire process seamless and stress-free, ensuring that all our questions were answered promptly. Her speed and attention to detail were impressive, and we felt confident and supported throughout the entire mortgage application process. If you're in need of a reliable and knowledgeable mortgage broker, look no further. We highly recommend her services and are grateful for the positive impact she had on our home-buying journey. Thank you Sarita for going above and beyond!

Courtney Rose

Sarita was a pleasure to work with! She made the process easy and seamless. Although the financial institution wanted lots of information for proof, we understood Sarita is the contact. She allowed us to make necessary decisions and guided us with her knowledge all while being judgement free and understanding of all our request. We would highly recommend using Sarita!

Megan Allen

Sarita was dedicated from the get go! She works hard to find the best deals and fit your situations. Amazing work, also didn’t stop after things were settled and 2x got our interest lowered before closing! Recommend Sarita to anyone interested in buying a home!

Bill Montrose

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